Debt Relief & Management

Posts Tagged ‘Collections’

“DORMANT JUDGEMENT RECOVERY” Canada Debt Relief – Bankruptcy

We Specialize in
“DORMANT JUDGEMENT RECOVERY”

If you have a Judgement that requires collection then you have come to the right site.

Conditions:

1. Judgement in 10 years old (OR MORE)

2. Judgement is $10,000 or More

3. You Have Supporting Documentation

CALL US AT:
416.456.2369

Or

CanadaDebtRelief@Rogers.com

We Are The Judgement Recovery Experts

debt relief, judgement recovery, credit cards, bankruptcy, business, canada, ontatio court, small claims, claim managment, collections, stop calls

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I have a credit card debt of about $9,600.00 with a major credit card provider. They are charging me 24.99% interest. The minimum payment is around $300.00 and $200.00 of this is interest. What would be the best thing to do? Should I use a debt management program to pay it off or stop paying it all together and let it go to a collection agency where I could then settle with them and ask that when I settle that they remove the negative information from my credit report?

these are good at what they do and BBB approved etc: http://www.esuperfind.com/lowermybills.php?id=tnh
The way it is done (if approved) they’ll pay your debts in full thus effectively transferring your debt to them.
You then pay them at a lower interest rate.
If you let it go to collections you’ll have it in your credit score for the next 6 years.

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.

IT IS NOT AGAINST THE LAW TO OWE MONEY!

Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.

KNOW YOUR RIGHTS UNDER THE FDCPA:

Collectors can NOT call you before 8 am or after 9 pm

Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay

Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)

Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)

For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)

To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…

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