Debt Relief & Management » collection http://www.debt-relief-management.com Debt Relief & Management Sun, 12 Feb 2012 00:47:03 +0000 en hourly 1 Dave Ramsey – Credit Card/Debt Collectors are SCUM http://www.debt-relief-management.com/585/dave-ramsey-credit-carddebt-collectors-are-scum/ http://www.debt-relief-management.com/585/dave-ramsey-credit-carddebt-collectors-are-scum/#comments Tue, 18 Aug 2009 09:49:05 +0000 debt http://www.debt-relief-management.com/585/dave-ramsey-credit-carddebt-collectors-are-scum/ My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.

IT IS NOT AGAINST THE LAW TO OWE MONEY!

Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.

KNOW YOUR RIGHTS UNDER THE FDCPA:

Collectors can NOT call you before 8 am or after 9 pm

Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay

Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)

Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)

For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)

To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…

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]]> http://www.debt-relief-management.com/585/dave-ramsey-credit-carddebt-collectors-are-scum/feed/ 9 DEBT CONSOLIDATION AND DEBT MANAGEMENT FOR BAD CREDIT http://www.debt-relief-management.com/458/debt-consolidation-and-debt-management-for-bad-credit/ http://www.debt-relief-management.com/458/debt-consolidation-and-debt-management-for-bad-credit/#comments Mon, 27 Jul 2009 20:31:00 +0000 debt http://www.debt-relief-management.com/458/debt-consolidation-and-debt-management-for-bad-credit/ Free Debt Consolidation and Debt Management Help. Get Answers Here…

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]]> http://www.debt-relief-management.com/458/debt-consolidation-and-debt-management-for-bad-credit/feed/ 1 Do It Yourself Approach – Canada Debt Relief http://www.debt-relief-management.com/431/do-it-yourself-approach-canada-debt-relief/ http://www.debt-relief-management.com/431/do-it-yourself-approach-canada-debt-relief/#comments Fri, 24 Jul 2009 01:42:09 +0000 debt http://www.debt-relief-management.com/431/do-it-yourself-approach-canada-debt-relief/ Video for Canadadebtrelief.ca – Know your rights. Video by 500Bucks.ca ( 500bucksDOTca) voice by Lisa Morales. Get out of debt today with Canada Debt Relief, we have 25+ Years experience in helping people like you with your debts. Stop harassing creditor phone calls today with Canada debt relief. This is NOT bankruptcy.

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]]> http://www.debt-relief-management.com/431/do-it-yourself-approach-canada-debt-relief/feed/ 1 Harassed by Debt Collectors? Real advice on what you can do. http://www.debt-relief-management.com/416/harassed-by-debt-collectors-real-advice-on-what-you-can-do/ http://www.debt-relief-management.com/416/harassed-by-debt-collectors-real-advice-on-what-you-can-do/#comments Tue, 21 Jul 2009 09:52:27 +0000 debt http://www.debt-relief-management.com/416/harassed-by-debt-collectors-real-advice-on-what-you-can-do/ Are debt collectors harassing you? Do they threaten to take you to court? Garnish your wages? Or even put you in jail? In South Carolina there are limits to what debt collectors can and can’t do in trying to recover payment for a debt owed. This video gives real, professional advice on what to do if a debt collector is harassing you.

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]]> http://www.debt-relief-management.com/416/harassed-by-debt-collectors-real-advice-on-what-you-can-do/feed/ 7 Your Guide To Debts and Refinancing – A Comprehensive Guide to Money http://www.debt-relief-management.com/336/your-guide-to-debts-and-refinancing-a-comprehensive-guide-to-money/ http://www.debt-relief-management.com/336/your-guide-to-debts-and-refinancing-a-comprehensive-guide-to-money/#comments Thu, 09 Jul 2009 04:38:04 +0000 debt http://www.debt-relief-management.com/336/your-guide-to-debts-and-refinancing-a-comprehensive-guide-to-money/ “Your Guide To Debts and Refinancing” will help you learn valuable information about managing debt and increasing your wealth. Find the answers you’ve been looking for regarding your money and start planning for a brighter future TODAY

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]]> http://www.debt-relief-management.com/336/your-guide-to-debts-and-refinancing-a-comprehensive-guide-to-money/feed/ 0 “Your Guide To Debts and Refinancing” http://www.debt-relief-management.com/323/your-guide-to-debts-and-refinancing/ http://www.debt-relief-management.com/323/your-guide-to-debts-and-refinancing/#comments Tue, 07 Jul 2009 08:59:15 +0000 debt http://www.debt-relief-management.com/323/your-guide-to-debts-and-refinancing/ will help you learn valuable information about managing debt and increasing your wealth.

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]]> http://www.debt-relief-management.com/323/your-guide-to-debts-and-refinancing/feed/ 0 Debt Consolidation a SCAM? http://www.debt-relief-management.com/276/debt-consolidation-a-scam/ http://www.debt-relief-management.com/276/debt-consolidation-a-scam/#comments Wed, 01 Jul 2009 03:34:18 +0000 debt http://www.debt-relief-management.com/276/debt-consolidation-a-scam/ Most debt consolidation companies do nothing better than simply ruin your fico score in order to settle your debt. If you really want to work with an agency that will help you reduce your debt, contact a company member of “CONSUMER CREDIT COUNSELING SERVICES” (CCCS)

More info at:
sccrealestateuncensored.com/2008/repair-credit-legally-remove-negative-accounts/

micasamidinero.com/2008/reparo-credito-eliminando-legalmente-cuentas-negativas/

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]]> http://www.debt-relief-management.com/276/debt-consolidation-a-scam/feed/ 25 Collection Agency http://www.debt-relief-management.com/52/collection-agency/ http://www.debt-relief-management.com/52/collection-agency/#comments Sun, 31 May 2009 02:52:06 +0000 debt http://www.debt-relief-management.com/2009/05/30/collection-agency/ Debt collectors describe how they do their jobs–and why they prefer calling your relatives and neighbors!

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