Posts Tagged ‘collection’
August 18th, 2009 | 
Author: 
My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.
IT IS NOT AGAINST THE LAW TO OWE MONEY!
Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.
KNOW YOUR RIGHTS UNDER THE FDCPA:
Collectors can NOT call you before 8 am or after 9 pm
Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay
Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)
Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)
For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)
To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…
Duration : 0:5:56
Posted in debt help | 
Tags: Act, Advocate, america, american, assistance, bank, cards, collection, Collections, collectors, consumer, credit, Dave, debt, discover, Electric, Express, Fair, Fargo, GEMB, General, help, MBNA, money, of, Penney, Practices, Ramsey, Scum, sears, Wachovia, Wells | 
9 Comments »
Free Debt Consolidation and Debt Management Help. Get Answers Here…
Duration : 0:1:29
Posted in debt management |
Tags: aboutdebt, and, asset, assistance, bad, calculator, card, collection, collectors, college, consolidate, consolidation, consolidatorsdebt, consolodation, counselingdebt, credit, cures, curesdebt, debt, debts, don't, elimination, for, Free, know, loan, loans, loansdebt, management, Non, profitdebt, ratio, they, to, uk, ukdebt, US, USA, want, YOU |
1 Comment »
Video for Canadadebtrelief.ca – Know your rights. Video by 500Bucks.ca ( 500bucksDOTca) voice by Lisa Morales. Get out of debt today with Canada Debt Relief, we have 25+ Years experience in helping people like you with your debts. Stop harassing creditor phone calls today with Canada debt relief. This is NOT bankruptcy.
Duration : 0:1:58
Posted in debt relief |
Tags: bank, bankruptcy, calls, collection, counselling, credit, creditcards, debt, debts, loans, OSAP, relief, student |
1 Comment »
Are debt collectors harassing you? Do they threaten to take you to court? Garnish your wages? Or even put you in jail? In South Carolina there are limits to what debt collectors can and can’t do in trying to recover payment for a debt owed. This video gives real, professional advice on what to do if a debt collector is harassing you.
Duration : 0:2:21
Posted in debt help |
Tags: affairs, bill, broke, collection, collectors, consumer, debt, debtor's, garnishment, Harassment, money, po, prison, repossession, wage |
7 Comments »
“Your Guide To Debts and Refinancing” will help you learn valuable information about managing debt and increasing your wealth. Find the answers you’ve been looking for regarding your money and start planning for a brighter future TODAY
Duration : 0:1:16
Posted in Managing Debt |
Tags: ADVANCE, bad, calculator, card, CASH, collection, consolidation, cost, counseling, credit, debt, equity, home, loan, loans, low, management, mortgage, mortgages, payday, payment, proshow, Recovery, reduction, refinance, refinancing, service, Tax |
No Comments »
