Archive for October 2009

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What types of debts can be included in Debt Settlement

We are able to resolve any unsecured debt, meaning credit cards, medical bills, etc. Debts that are secured by property, such as mortgages, car loans, or purchase contracts cannot be included. We also cannot service IRS obligations or government-backed student loans.

Duration : 0:0:18

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How to Make a Budget

Ken and I have been called the King and Queen of debt management — and for good reason. Our common sense tips and tricks can help you get out of debt and save money. We know debt management is not something people enjoy talking about, but that’s why in this video on “do-able budgets” I tackle the topic of budgets head on. Much of the fear surrounding debt management comes from the idea that it’s difficult to Make a Budget– it’s not! Budgets are easy to create and follow by starting with the right numbers and following a few simple steps: Buy a newspaper? A latte? Write it down! Keep track of your expenditures on a debt management worksheet for a month and you’re on your way to living on your new budget. When you work toward honest spending, you’ll see that you may even have money left over to save! You can find more our best tips on saving money when you visit http://www.dolans.com/save_more.

Duration : 0:3:18

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How should I manage high interest debt such as car loan? What plan should I make to pay off some principal?

I have car loan with high interest rate and would like to pay off some of the principal, but with bad economy I also want to reserve some cash for emergency. How should I pay this loan off? This loan has about three years left.

Most car loans are written under something called the rule of 78. It is a different method of calculating interest and means you pay almost all of the interest upfront. If you pay early, there is a prepayment penalty built into the calculation. It’s not a fair formula for those of us who want to pay sooner. Call your lender and find out how much interest you might save if you pay it off sooner. My guess is that it is a small number, and you would be better off putting the money toward a credit card or other debt, or saving for retirement.
If you borrowed from a credit union, it might be a little better for you – they tend to charge interest on the declining balance.

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Sample TV Ads – Debt Relief Message 2

888-310-6010 – http://www.leadresearchgroup.com
Lead Research Group – TV & Radio Advertising Sample Video for Debt Relief, Debt Settlement & Debt Consolidation. We use similar commercials, broadcast across the USA, to generate live and inbound calls for your business. If you are a debt relief, Debt Settlement & Debt Consolidation or other debt related agencies, these commercials will work wonders to generate new, inbound and interested leads for your sales reps.

See our website for more information: http://www.leadresearchgroup.com

NOTE: These videos are not the HIGH QUALITY version without our logo on it. Your video will be broadcast in the highest quality available, with a unique phone number that will ring directly to your office, agents, or call center.

Duration : 0:1:1

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Credit Counseling & Debt Management 6

The 6th in a series of educational videos from the MoneyHarvest Institute. We help change lives for the better and empower people to have Prosperity Thinking. More about us and our non-profit Christian Credit Counseling Services at www.cccfree.org

Duration : 0:5:24

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