Comments on: It is wise to use debt management/consolidation companies to help manage debt? http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/ Debt Relief & Management Sun, 12 Feb 2012 00:47:01 +0000 hourly 1 By: rekh http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/comment-page-1/#comment-2994 rekh Mon, 23 Nov 2009 00:06:59 +0000 http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/#comment-2994 You can visit www.cashguru.info and find very useful tips and several articles on credit related matters.<br><b>References : </b><br> You can visit http://www.cashguru.info and find very useful tips and several articles on credit related matters.
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]]> By: esi_money http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/comment-page-1/#comment-2993 esi_money Sun, 22 Nov 2009 23:45:59 +0000 http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/#comment-2993 If you never missed a payment, it sounds like your managing your debt already. Don't use those debt mgmt companies, they just scam people who are already in debt. Just pay of the principal on that card, don't just make minimum payments!<br><b>References : </b><br> If you never missed a payment, it sounds like your managing your debt already. Don’t use those debt mgmt companies, they just scam people who are already in debt. Just pay of the principal on that card, don’t just make minimum payments!
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]]> By: hi91977 http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/comment-page-1/#comment-2992 hi91977 Sun, 22 Nov 2009 23:16:59 +0000 http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/#comment-2992 dzwreck is correct. if you've never missed a payment, then the companies your seeking can actually make your credit negative. i've tried that & that's what they've told me. you'll be paying them an administrative fee for handling your accounts. save your money, reassess your financial obligations, create a budget, & reallocate your credit card payments accordingly. ladder your credit card payments--that's what the consolidation companies do anyway. i did it myself & was able to eliminate 5 creditors in 7 months. good luck<br><b>References : </b><br> dzwreck is correct. if you’ve never missed a payment, then the companies your seeking can actually make your credit negative. i’ve tried that & that’s what they’ve told me. you’ll be paying them an administrative fee for handling your accounts.

save your money, reassess your financial obligations, create a budget, & reallocate your credit card payments accordingly. ladder your credit card payments–that’s what the consolidation companies do anyway. i did it myself & was able to eliminate 5 creditors in 7 months.

good luck
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]]> By: dzwreck http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/comment-page-1/#comment-2991 dzwreck Sun, 22 Nov 2009 22:32:59 +0000 http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/#comment-2991 Debt management/consolidation companies can sometimes help make your financial situation more manageable. However, you really need to use caution when picking a company to work with. There are a lot of scams, fly by night companies and companies that really don't do very much of anything at all to help better your situation. I would look up the companies you are considering working with on ripoffreport.com and the bbb.org to name just a couple. Many mortgage lenders consider credit counseling/consolidation companies to be a step above bankruptcy, and barely at that. Many of these same lenders will not lend to a person involved in credit consolidation workout programs. These programs could also possibly negatively affect your credit and your credit scores. Good luck and check out the credit blog below for more tips and information.<br><b>References : </b><br>http://fshomeloan.com/index_files/mortgageblogger.htm (credit tips and info) Debt management/consolidation companies can sometimes help make your financial situation more manageable. However, you really need to use caution when picking a company to work with. There are a lot of scams, fly by night companies and companies that really don’t do very much of anything at all to help better your situation. I would look up the companies you are considering working with on ripoffreport.com and the bbb.org to name just a couple. Many mortgage lenders consider credit counseling/consolidation companies to be a step above bankruptcy, and barely at that. Many of these same lenders will not lend to a person involved in credit consolidation workout programs. These programs could also possibly negatively affect your credit and your credit scores. Good luck and check out the credit blog below for more tips and information.
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http://fshomeloan.com/index_files/mortgageblogger.htm (credit tips and info)

]]> By: tosha38401 http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/comment-page-1/#comment-2990 tosha38401 Sun, 22 Nov 2009 22:15:59 +0000 http://www.debt-relief-management.com/711/it-is-wise-to-use-debt-managementconsolidation-companies-to-help-manage-debt/#comment-2990 Huney,thats another debt being added to your collection!<br><b>References : </b><br> Huney,thats another debt being added to your collection!
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