Who is in charge of debt management plans?
Who runs most debt management plans? Are they run by banks and credit card providers?
Non profit firms like CCCS were created by the credit card industry and they receive financial support from them. This is why these firms will often not tell a person to file for Chapter 7 when doing so might be in their best interests.
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They are usually independent organizations who are in it for the money. Your credit will be trashed because of the way they handle your debts.
References :
http://www.daveramsey.com/the_truth_about/debt_management_3020.html.cfm
Non profit firms like CCCS were created by the credit card industry and they receive financial support from them. This is why these firms will often not tell a person to file for Chapter 7 when doing so might be in their best interests.
References :